Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. This Policy applies to the software and information services we offer through the Site. If you do not agree with our policies and practices, your choice is not to use our Site.
This Policy does not apply to information collected by us offline (except telephone communications) or through any other means, including on any other website operated by us or any third party; or any third, including through any application or content (including advertising) that may link to or be accessible from the Site.
This Policy is governed by applicable state and/or federal law. By using the Site, you are accepting the practices described in this Policy and accept its terms. You also give your express permission for us to collect, process, store, and use Information in accordance with this Policy.
Information You Submit or We Collect on Your Behalf
We collect information from you when you:
• Enter information on our Site, such as when you register for our Services or complete a form and/or application;
• Upload a document, image, or other data file on our Services;
• Contact us via phone, email, regular mail or other means; or
• Purchase a product from our e-commerce site
• Otherwise make a customer service request.
Identifiable information we collect about you may include, among other things, your name, address, telephone number, email address, social security number, martial status, credit score, and/or any information you enter on or upload in connection with using our Services.
Usage of Automatically Collected Information:
We, and our partners, automatically gather information whenever you visit, log in, or otherwise interact with our Services, including when you receive emails from Us. We use information collected automatically and/or submitted by you to provide you with a superior experience, and, as necessary, to administer services offered by Flower Turbines. We use your information, which may be aggregated with that of other users of the Flower Turbines platform, in the following ways:
• Provide, improve, test and monitor the Site and our Services to Provide functionality and effectiveness;
• Respond to questions and communications;
• Administering and logging your participation in educational and informational programs, including webinars and other classes, and any product or support matters that may arise from programs;
• Retain certain information so you will not have to re-enter every time you wish to use the Site, our Services;
• Administer and manage the Company, the Site, and our Services;
• Develop and test new features;
• Diagnose or fix technology problems;
• Send you notices about your account by email or text, to which you consent;
• Provide client service and/or marketing products or services;
• Administer, enhance, and communicate with you regarding the Company’s events, marketing, and advertising;
• Make communications necessary to notify you regarding order confirmations, products, services, market research, requests, fraud, marketing, security, privacy, and administrative issues;
• Any other purpose described in this Policy or your User Agreement; and/or
• When we otherwise have your permission.
For all web traffic, regardless of registration with us or submission of any information to Flower Turbines, our analytics tools will automatically receive certain information about the software running on, the computer, mobile phone, tablet or other device (each, a “Device”) you use to interact with our Services.
When you interact with our Services, we collect information about your Device including the URL of services your Device is requesting, the referring web pages, your IP address, Device type, operating system, browser type, application identifier, and, under certain circumstances, the location information your Device sends to us.
Cookies & Similar Technologies
We and our partners collect information about you and your Devices through cookies, web beacons, and similar technologies. A “cookie” is a small data file sent from a website and stored on your Device to identify your Device in the future and allow for an enhanced personalized user experience based on your previous activity on the website. A “session cookie” disappears after you close your web browser, or may expire after a fixed period of time. A “persistent cookie” remains after you close your web browser and may be accessed every time you use our Services. We and our service providers may use both session and persistent cookies in connection with the provision of our Services. You should consult the settings of your web browser to modify your cookie settings if you would like to disable this functionality. Please note that if you delete or choose not to accept cookies from us, you may not be able to use certain features of our Services, and the functionality of our Services, and your experience may be degraded.
Some of our service providers deploy these technologies directly on our Services. These third parties may collect information over time about your use of our Services, as well as your online activities across other websites or online services. Some third parties may allow you to opt-out of targeted advertising based on this information. You can find more information about these opt-outs from the Network Advertising Initiative (NIA), the Digital Advertising Alliance (DAA) and the Future of Privacy Forum.
Information from Other Sources
We may receive or proactively gather information about you from other sources and add it to information we otherwise have about you for any purpose described in this Policy. This may include loan offers, projections, reports on your user activity, such as the number of partially and completed loan applications, rejections and approvals.
Surveys, Feedback, Informational Programs
From time-to-time you may receive optional survey requests through emails or displays within our Services that request feedback on a variety of topics. These programs may be sponsored or funded by third parties, and may include branded or unbranded content about medical conditions, treatments and products, or safety and regulatory information resources. If you choose to engage with or use one of these requests, you may be asked to provide information that may be used to supplement information that you submitted to our Services. This information may be shared with the sponsor of the program. Your continued ability to use our Services is not contingent on you responding to any such survey.
DO NOT SEND EMAILS CONTAINING YOUR MEDICAL RECORDS TO FLOWER TURBINES.
Non-Covered Email Communications
Email and other communications from individuals who are not users of our Services, do not seek to use our services, or that we send in connection with business agreements or subject matter other than the User Agreements, are not covered by this Policy. For example, contacting us regarding a job opening, such communications to us are not covered by this Policy even though that job opening may have been posted on our website, social media pages or elsewhere.
Flower Turbines has and maintains reasonable and appropriate safeguards to help prevent unauthorized access, maintain data accuracy, and protect against the inappropriate use and/or disclosure of the information we collect, store, and transmit by utilizing a combination of technical, physical and administrative safeguards. Although Flower Turbines attempts to protect the personal information in its possession, no system can guarantee 100% security at all times. Accordingly, we cannot guarantee the security of information stored on or transmitted to or from our Services despite our efforts and desire.
Third Party Transmissions
By utilizing our services, you acknowledge and agree that your credit score and some additional information will be transmitted to third parties for pre-qualified loans. While such information is transmitted by Flower Turbines on an anonymous basis, you acknowledge that these third parties may have different privacy policies and protections that will apply to the manner in which those third parties use such information.
Third Party Services
This Policy applies only to those Services being provided by Flower Turbines. It does not apply to services offered by third parties, including websites and other online services that our Services may display links to, to advertisements appearing within the our Services, or on third-party websites and/or which contain advertisements for Flower Turbines. While visiting such websites, you will be visiting websites or interactive services operated by third parties, who may have their own information collection practices and may also collect information using their own analytics tools. We do not have control, and assume no liability or responsibility in connection with how any third party collects or uses information, so you should review their privacy policies to learn of their practices.
Changes to this Policy
Flower Turbines reserves the right to modify or amend this Policy at any time, but should it be necessary to do so, we will notify you of any material changes to this Policy by email and/or by posting such changes at the Site or by other acceptable means. All amended terms will automatically take effect thirty (30) days after we provide such notice, or on a date that we specify in the notice. Each version of the Policy is identified at the top of the page by its effective date. Your continued use of the Site after changes have been posted constitutes your acceptance of the Policy as amended. If you do not agree to the changes, please do not use the Site. Because this Policy can change at any time, we encourage you to visit our website periodically to see if there have been any changes, amendments, or updates. If you object to the changes or any terms within this Policy or the User Agreements, you should discontinue using our Services. Your continued use of our Services following the effective date means that you have consented to the Policy, as amended, changed, or updated.
Viewing and Updating Your Information
Our Services aim to provide you with access to the information you submit and the means to update it within our Services consistent with applicable law. This can be accomplished by logging into our Services and updating that information, or contacting a customer support representative, although please be advised of the important limitations described below. Under certain circumstances, we may ask you to verify your identity before your request is processed.
Flowerturbines.com does not knowingly collect information from minors under the age of 18 and does not knowingly use such information for any purpose. If you are a parent/guardian who knows of a minor who has provided our Site with personally identifying information, please contact us at firstname.lastname@example.org, so that we can delete such information from our database.
Some states vary in the minimum age of consent required to obtain a loan or submit information to request an offer for a loan. Please do not use Flowerturbines.com’s services if you are younger than the age of majority required to use this service and/or obtain a loan.
General Data Protection Rule (“GDPR”)
Any user may file a complaint with Flower Turbines for any reason by email at email@example.com or by phone at +1 (806) 318-1116. All complaints received shall be reviewed the appropriate Flower Turbines staff.
If you have questions regarding this Policy, please contact us at: firstname.lastname@example.org.